Frequently Asked Questions

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Should you talk to a mortgage professional before house hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why?

What does it cost to refinance? What are the benefits?
When you refinance, you might be able to lower your interest rate and monthly payment -- sometimes significantly.

How can you improve your credit score?
...make sure when you apply for a loan your score is as high as possible.

What are the advantages of fixed rate versus adjustable rate loans?
This article will give some insight as to the strengths and/or weaknesses of a fixed or adjustable rate mortgage.

How do you "buy" a better rate?
Do you plan on keeping your loan for a while? Then it may make sense to "buy" a lower interest rate by paying one or more "points".

Closing the Sale
To finalize the sale of the home, a neutral third party (the escrow holder, a.k.a. escrow agent) is engaged to assure the transaction will close properly and on time.

Private money loans - an investor's overview
Private money loans can be a great way to provide income, or if left to grow at a steady pace, will provide excellent stability and growth in your portfolio.

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CODE 3 LOANS
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